Additional products
Health Saver Plus III is the flagship indemnity plan. Four more products sit beside it, each written for a specific gap a health plan alone doesn’t close: Medicare Supplement, dental, a 24 Hour Accident Expense Plan, and annuities for retirement planning. Read the one that applies to your household, then call Mike with what’s left over.
For people already on Medicare Part A and Part B
Pro Health Plans is a leader in providing Medicare Supplement Insurance to customers at affordable and stable premium rates. A supplement only applies once Medicare Part A and Part B coverage is already in place.
Who this is for: anyone already enrolled in Medicare Part A and Part B who wants the gaps Medicare itself leaves open closed with a stable premium.
Read Medicare Supplement Insurance

A hybrid plan, not a stand-alone policy
Dental is a unique hybrid dental plan combining traditional dental coverage with PPO discounts.
The restriction: Dental Insurance is not written as a stand-alone policy. You must be a Health Saver Gold policyholder.
Read DentalCover for the medical bill and the days you can’t work
The 24 Hour Accident Expense Plan helps cover medical expenses and living costs when you get hurt unexpectedly.
Read 24 Hour Accident

A conservative place for a single premium
A single premium deferred annuity with high guaranteed interest rates and a short period of surrender penalty, suited to a financially conservative senior or a person approaching retirement age.
Read Annuities and Retirement PlanningTell Mike what you’re trying to cover
Not every household needs all four of these. A short call is usually enough to know which, if any, apply to yours.