Six covers, one binder. Mike Garvey is an independent agent across Pennsylvania, Delaware, Maryland, Indiana, Kentucky, Kansas and Missouri, and nothing below is placed to hit a carrier’s quota. Read the one that describes your household, then call and talk it through.
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Each plan below links through to what it actually pays, what it costs to add, and who it is written for.
Flagship plan
A traditional indemnity plan with a $5,000,000 lifetime maximum per policy, guaranteed renewable until age 65, and the MultiPlan/PHCS network, ScriptSave, Teladoc and Karis360 riding along at no additional cost.
Read the plan in full
How the coverage works
Fee for service, not a network you are locked inside. No primary care doctor to choose, no referral to see a specialist, and no geographic limit on where you go for care.
See how indemnity works
For Part A and Part B holders
For people already enrolled in Medicare Part A and Part B. Affordable and stable premium rates, fast underwriting and policy issue, and prompt electronic claim service.
Read about the supplement
Add-on only
A hybrid plan that combines traditional dental coverage with PPO discounts. It is never written on its own: you have to be a Health Saver Gold policyholder to add it.
Read the dental terms
Accident expense
Cover for the medical expenses and the living costs that arrive together when someone gets hurt. Accidental death, ground or air ambulance, daily hospital income and dismemberment, with an optional disability rider up to $2,000 a month.
Read what it pays
Retirement planning
A single premium deferred annuity with a high guaranteed interest rate and a short surrender period, written for a financially conservative person at or near retirement.
Read who this fitsDifferent clients have different insurance requirements. Our dedicated team of 10 professional consultants are ready to listen and accommodate all of our clients.
MultiPlan and PHCS network access, ScriptSave prescription savings, Teladoc and Karis360 are included with every Pro Health Plans policy at no additional cost.
See what’s includedCoverage isn’t automatic for every applicant. Read the qualifying terms before you call, so the conversation with Mike starts from the same page.
Read the qualifying terms